Study Abroad with Low Budget: Countries Where Indians Can Study Under ₹10–15 Lakhs (2026 Guide)
A Complete Budget-Friendly Study Abroad Guide by Gradwise Global Consultancy
Studying abroad in 2026 doesn’t have to cost ₹25–40 lakhs. In fact, thousands of Indian students are now choosing high-quality, affordable countries where education, living costs, and visa expenses fit within ₹10–15 lakhs—making international education accessible even for middle-class families.
This guide highlights the top low-budget countries, their average tuition fees, living costs, and affordable courses, along with how Gradwise Global Consultancy helps students study abroad without financial stress.
Why Low-Budget Study Abroad Is Trending in 2026
- Rising costs in USA, UK, and Canada
- Parents preferring safe ROI
- High-quality European education at low or zero fees
- Growing availability of scholarships
- Strong job and PR opportunities in budget-friendly countries.
These factors make 2026 one of the best years for low-budget global education.
Top Low-Budget Countries Where Indians Can Study Under ₹10–15 Lakhs
1. Germany — Study for Almost Free
Germany is the No.1 low-budget destination for Indian students.Average Cost Breakdown
- Tuition Fee: ₹0–1.5 lakhs (public universities are almost free)
- Living Cost: ₹7–9 lakhs per year
- Total 1-Year Cost: ₹7–10 lakhs
Popular Affordable Courses
- Mechanical Engineering
- Automobile Engineering
- Data Science & AI
- Robotics
- Computer Science
- Business & Management
Why Germany?
- Lowest education cost
- High-demand job market
- Excellent post-study visa and PR opportunities
2. Poland—Europe’s Most Budget-Friendly Study Destination
Average Cost
- Tuition: ₹2–4 lakhs per year
- Living: ₹4–6 lakhs
- Total: ₹6–10 lakhs
Affordable Courses
- Computer Science
- Nursing
- Business Administration
- Finance
- Engineering Programs
Why Poland?
- Reasonable cost of living
- Work-friendly environment
- Easy European mobility
3. France—Affordable + World-Class Education
Average Cost
- Tuition: ₹1–3 lakhs (public universities)
- Living: ₹6–8 lakhs
- Total: ₹7–11 lakhs
Affordable Courses
- Fashion & Design
- Culinary Arts
- Management
- Engineering
- Data Science
Why France?
- Numerous scholarships
- High employability
- English-taught programs increasing in 2026
4. Ireland—Low-Cost Options for Specific Courses
Average Cost (with scholarships/waivers)
- Tuition: ₹8–12 lakhs
- Living: ₹7–9 lakhs
- Total: ₹10–15 lakhs (after aid)
Affordable Courses
- Computer Science
- Cybersecurity
- Business Analytics
- Digital Marketing
Why Ireland?
- Extremely strong tech job market
- High average salaries
- Pathway to PR
5. Italy—Scholarships Make it Very Affordable
Average Cost
- Tuition: ₹0.8–2 lakhs
- Living: ₹5–7 lakhs
- Total: ₹6–9 lakhs
Affordable Courses
- Architecture
- Automobiles
- Fashion
- Design
- Busines
- Engineering
Why Italy?
- Generous regional scholarships
- Low tuition + rich cultural environment
6. Hungary—Quality European Education Within Budget
Average Cost
- Tuition: ₹2–4 lakhs
- Living: ₹4–6 lakhs
- Total: ₹6–10 lakhs
Affordable Courses
- Medicine (very economical compared to West)
- Engineering
- IT
- Finance
- Psychology
Why Hungary
- Student-friendly cities
- Internship + part-time opportunities
- Lower competition for Indian applicants
Most Affordable Courses for Indian Students (2026)
- Computer Science / IT
- Business Analytics
- Engineering (Mechanical, Civil, Electrical)
- Hospitality
- Fashion & Design
- Data Science & AI
- Nursing & Healthcare
- Architecture
- Management (BBA/MIM)
These courses offer strong employability and global relevance.
Cost of Living Breakdown (Average for Europe in 2026)
Expense Category | Monthly Cost (₹) |
Accommodation | 25,000–40,000 |
Food | 8,000–15,000 |
Transport | 4,000–7,000 |
Insurance | 3,000–6,000 |
Miscellaneous | 5,000–10,000 |
Total Monthly Living Cost: ₹40,000–70,000
Yearly: ₹5–9 lakhs
This fits perfectly within the ₹10–15 lakh range when combined with low tuition.
How Gradwise Global Consultancy Helps You Study Abroad on a Low Budget
Gradwise supports students at every step:1. Country & Course Shortlisting Based on Budget
We suggest countries where the total cost stays within ₹10–15 lakhs.2. Scholarship Maximization
We help students apply for:- DAAD (Germany)
- Eiffel (France)
- Regional Italian Scholarships
- University fee waivers
- Partial & merit scholarships
3. SOP + LOR Writing for Scholarship Approval
Strong documentation = higher chances of tuition fee reduction.4. Application to Low-Cost Universities
We pick institutions with affordable fees, strong rankings, and excellent job outcomes.5. Visa Assistance & Financial Planning
We ensure smooth, stress-free visa filing.6. Pre-Departure & Accommodation Guidance
Students learn how to manage living costs efficiently abroad.Final Thoughts
Studying abroad doesn’t have to be expensive—and 2026 is the ideal year for Indian students to explore affordable, high-quality international education. Countries like Germany, Poland, France, Italy, Ireland, and Hungary offer world-class learning opportunities well within a ₹10–15 lakh budget.
With proper planning, scholarships, and expert guidance from Gradwise Global Consultancy, students can build global careers without financial burden.
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